In 1698, Johannes Van Emburgh and David Provoast purchased a vast wilderness of trees and streams, known as Hochaos (now Ho-Ho-Kus). By 1725, the area became Paramus, with a growing population that established a Reformed Church congregation. During the American Revolution, the church served as a military point, visited by George Washington, and witnessed skirmishes between Patriots and the British. The heart of activity centered around the church and the Saddle River, where several historic buildings, including the Old Paramus Reformed Church, still stand today.
Ridgewood was primarily settled by Jersey Dutch and European immigrants, adopting a Dutch American culture. The early settlers relied on agriculture, cultivating crops, raising livestock, and trading in markets like New York City. The village had essential establishments like a blacksmith and small grist and saw mills. The arrival of the Paterson and Ramapo railroad in 1848 brought significant change, attracting wealthy businessmen and their families, leading to the transformation of Ridgewood into a desirable suburb.
As the village grew, amenities and cultural institutions developed. These included the establishment of a bank in 1899, live entertainment venues like the Opera House, Playhouse, and Warner Theater, and the opening of Graydon Park and Pool in 1910. The community also saw the establishment of a lending library in 1898, later replaced by the George L. Pease Memorial Library in 1923. The downtown historic district, centered around the 1916 Mission Style Railroad station buildings, became a vibrant shopping area.
Residential areas in Ridgewood were fully developed by 1970, reflecting various architectural styles. Examples range from eighteenth-century Dutch sandstone houses to homes designed by renowned architects like Henry Hudson Holly. Ridgewood’s history mirrors the broader history of the United States and the growth of railroad suburbs in New Jersey.
Overall, Ridgewood evolved from a wilderness settlement to a thriving village with a rich historical heritage, blending agricultural roots with suburban development and cultural institutions.
NJ Foreclosure Rescue | Avoid Foreclosure in Ridgewood, NJ
Do you need help avoiding foreclosure in Ridgewood, NJ? NJ Foreclosure Rescue is here to provide you with the resources and information you need to make informed decisions about your home. We understand the stress and anxiety that come with the foreclosure process, but rest assured that there are options available to help you resolve the situation.
Short Sales in Ridgewood, NJ
If you’re facing foreclosure in Ridgewood, NJ, a short sale may be a viable option to avoid losing your home. A short sale occurs when the lender allows you to sell your home for less than what you owe on your mortgage. This alternative can help you prevent foreclosure and minimize the impact on your credit score. Our team is experienced in facilitating short sales, and we will work with you every step of the way.
Renovation Loans in Ridgewood, NJ
If your home needs repairs, and you’re facing foreclosure in Ridgewood, NJ, renovation loans may be a viable option for you. Renovation loans allow you to borrow the amount needed to repair or renovate your home. This option can increase your home’s value while also helping you avoid foreclosure.
Mortgage Forgiveness in Ridgewood, NJ
If you’re facing foreclosure in Ridgewood, NJ, mortgage forgiveness may be an option that can help you keep your home. Mortgage forgiveness typically involves the lender forgiving some or all of your outstanding mortgage debt. NJ Foreclosure Rescue is experienced in negotiating mortgage forgiveness for our clients, which can help them avoid foreclosure and keep their home.
Home Equity Lines in Ridgewood, NJ
If you’re facing foreclosure in Ridgewood, NJ, a home equity line may be an option you should consider. A home equity line of credit allows you to borrow against the equity in your home, which can be used to pay off your mortgage or make renovations to your home. This option can help you avoid foreclosure and give you the funds you need to get back on track financially.
Knowledge and Experience
At NJ Foreclosure Rescue, we have extensive knowledge and experience when it comes to preventing foreclosure in Ridgewood, NJ. We understand the stress and anxiety that come with the foreclosure process, and our team is dedicated to providing you with the resources and information you need to make informed decisions about your home. Our experience in negotiating with lenders and working with homeowners to prevent foreclosure sets us apart and ensures you get the best possible outcome.
Effective Solutions in Ridgewood, NJ
Our team at NJ Foreclosure Rescue offers effective solutions to help homeowners avoid foreclosure in Ridgewood, NJ. We understand that different situations require different solutions. We will work with you to create a customized plan that meets your specific needs and circumstances. Our goal is always to help you stay in your home and avoid foreclosure.
Dealing with foreclosure in Ridgewood, NJ can be incredibly stressful and emotional for homeowners. At NJ Foreclosure Rescue, we provide compassionate support to help you through this challenging time. Our team understands the impact that foreclosure can have on you and your family, and we’re here to provide guidance and support every step of the way. We’re committed to helping you protect your home and move forward with confidence.
Don’t wait until it’s too late to avoid foreclosure in Ridgewood, NJ. Take action today and contact the experienced team at NJ Foreclosure Rescue. We’re here to provide you with the resources and support you need to keep your home and move forward with confidence. Contact us today to learn more about our services and how we can help you.