Get Help From the Best Foreclosure Relief Company in New Jersey

In 1696, George Willocks, a Scottish land speculator, acquired a large tract of land known as Willock’s Patent, encompassing present-day Totowa, Woodland Park (formerly West Paterson), and Little Falls. This area was originally part of Manchester Township. Shortly after, Willock’s Patent was sold to Anthony Brockholls and the Van Houten family, who subsequently renamed it the Totowa Patent. Over time, more land was obtained through the Garret Mountain Purchase.

By 1895, residents residing in the southern section of Manchester Township grew increasingly discontented with their governing officials. In response, several independent municipalities were formed following the 1896 election. The concept of establishing the Borough of Totowa took shape during discussions held at the Willard Park Hotel on Totowa Avenue, spearheaded by the Boyle brothers, Joseph and Robert. Finally, on March 15, 1898, the Borough of Totowa was officially incorporated under Chapter 56 of the Laws of New Jersey, and Governor John Griggs signed the necessary legislation into effect. The inaugural borough election was held on April 12, 1898, at the Willard Park Hotel, which temporarily served as the unofficial town hall until the completion of the municipal building in 1910.

NJ Foreclosure Rescue | Avoid Foreclosure in Totowa, NJ

Owning a home is one of the biggest investments any individual can make in their lifetime. Despite this fact, there are circumstances that occur, such as sudden job loss, medical expenses or unforeseen emergency costs, that can significantly impact a homeowner’s ability to make their mortgage payments. Given that your home is often your most significant investment, it is essential to protect it from foreclosure.

If you’re a homeowner in Totowa, NJ and you’re facing foreclosure due to the inability to pay your mortgage, NJ Foreclosure Rescue is here to provide you with guidance and support. Our team of experts has extensive experience in dealing with the New Jersey foreclosure process and can help you navigate it with ease.

Services Offered by NJ Foreclosure Rescue

At NJ Foreclosure Rescue, we offer a range of services designed to help you avoid foreclosure in Totowa, NJ:

Loan Modification in Totowa, NJ

A loan modification is the process of modifying your existing mortgage to make your payments more affordable. This can be done by reducing your interest rate, extending your loan term, or even forgiving a portion of your debt. Our team can work with your lender to explore loan modification options available to you and help you determine which one is the best solution for your financial situation.

Short Sale Assistance in Totowa, NJ

A short sale is when the bank allows you to sell your home for less than what you owe on your mortgage. This can be a viable option for homeowners who are unable to afford their mortgage payments, and their home is worth less than their remaining loan amount. We can help you with a short sale by working with your lender to negotiate the terms of the sale and ensure a smooth process.

Renovation Loans in Totowa, NJ

If your home requires repairs or renovations, but you don’t have the funds to pay for them, a renovation loan may be the best solution for you. This loan allows you to borrow against the equity in your house to fund any necessary repairs or renovations. Our team can help you explore renovation loan options and guide you through the process of obtaining one.

Benefits of Working with NJ Foreclosure Rescue

Working with NJ Foreclosure Rescue can provide you with several benefits:

Expertise in the New Jersey Foreclosure Process in Totowa, NJ

Our team has in-depth knowledge of the New Jersey foreclosure process. We can guide you through each step and provide you with expert advice and support throughout the process.

Access to Resources

There are many resources available to homeowners in Totowa, NJ who are facing foreclosure. Our team can help you access these resources and guide you through the process of using them to rescue your home from foreclosure.

Personalized Options

At NJ Foreclosure Rescue, we understand that no two homeowners have the same financial situation. We will work with you to understand your unique circumstances and provide you with personalized solutions to help you avoid foreclosure.

Protect Your Credit Score

Foreclosure can have a significant impact on your credit score, making it challenging to obtain new loans or credit in the future. Working with NJ Foreclosure Rescue can help you avoid foreclosure and protect your credit score.

Contact NJ Foreclosure Rescue Today

If you’re facing foreclosure in Totowa, NJ, and need assistance, don’t wait until it’s too late. Contact NJ Foreclosure Rescue today to explore your options for avoiding foreclosure. You can fill out the contact form on our website or call us directly. We’re here to help you.

Facing Foreclosure?

NJ Foreclosure Rescue is here to save your home!

Know Your Rights & Options

Foreclosure is a scary thought, but it doesn’t have to happen to you. Know your rights and what options you have available in New Jersey.

Avoid Foreclosure

No one wants to go through the process of foreclosure, including your mortgage lender.

Stay Out of Foreclosure

Did you know there are 4 steps that have to occur before your property is sold? Discover your options.

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Foreclosure Options

If you’re facing foreclosure in New Jersey, there are several alternatives you should explore.

Facing Foreclosure?

Even if the foreclosure process is already in motion, you may still be able to save your home. Find out how!

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Legal Rights

In the state of New Jersey, both borrowers and lenders have legal rights during foreclosure.

Homeowner Rights

Wondering how to handle a foreclosure in NJ as a homeowner? Find out more about your legal rights.

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COVID-19 Changes

The COVID-19 pandemic has changed some aspects of how foreclosures are handled in New Jersey.

Affected by COVID-19?

If your income and/or ability to pay your mortgage was affected by COVID-19, you may be eligible for help.

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We Work For YOU

Your mortgage company may have its own agenda, but we want to help and do everything in our power so that the process goes as smoothly as possible for you! We know how unpleasant this situation has become because of all the stress it entails – which is why NJ Foreclosure Rescue wants nothing more than a timely resolution with minimal hassle on your end or from our side-no matter what route is necessary.

Our objective is to connect you with the appropriate foreclosure professional that understands your market, all rules, and regulations, and is empathetic to your unique situation.

FAQs Regarding Foreclosure in New Jersey

Have questions about pre-foreclosure in New Jersey, avoiding or preventing foreclosure, or your legal rights in a foreclosure? Find the answers in our FAQ section.

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COVID-19 Provisions

Due to COVID-19, new allowances are available for homeowners affected by the pandemic. Please see our COVID-19 Foreclosure resource for more information on new federal guidelines on foreclosures and which COVID-19 foreclosure options are available to you in NJ.

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Need help avoiding foreclosure in NJ?

Contact us today for assistance with avoiding foreclosure, selecting foreclosure options, contacting lenders, and more.